Royal Carriage Insurance & Coverage

$1.5M commercial auto liability on every vehicle, carried as a licensed commercial livery operator. A Certificate of Insurance (COI) is available for corporate vendor onboarding.

Yes. COI generated within 24 hours of corporate account setup. Standard certificate includes: commercial auto liability, general liability, workers compensation. Custom additional insureds (your company name) can be added. Email accounts@royalcarriagelimo.com or call (224) 801-3090.

Royal Carriage is a licensed commercial livery operator carrying $1.5M commercial auto liability that covers paid passengers, the coverage personal auto and rideshare policies exclude. Uber/Lyft drivers operate under a rideshare policy that applies only during an active trip; a licensed commercial carrier is held to commercial standards full-time. For executive, corporate, and group transport, that licensed commercial standing is the difference.

Yes. Chauffeurs are W-2 employees with full Workers Compensation coverage (not 1099 contractors like rideshare). All chauffeurs are covered by Royal Carriage's commercial auto + liability insurance during every booking. Customers and passengers covered as well.

Up to standard limits in the commercial general liability policy. For high-value items (jewelry, art, electronics over $5,000), recommend separate transit insurance. Royal Carriage doesn't provide explicit cargo insurance, for celebrity wardrobe or production equipment transport, sponsor company typically provides additional coverage.